Travel Insurance; Too many options

Besides the insurance you receive when you charge your air tickets to your credit card, you may need to buy additional travel insurance, say for the rest of the family. In our last trip to Taiwan, we bought travel insurance because we redeemed our miles. There are many providers like
ACE
AIG
AXA
NTUC Income
Tenet
Even banks are offering them
Citibank
DBS
HSBC
OCBC
UOB

There are just too many of them. AIG, NTUC Income or Tenet are the more popular ones, so we decided to shortlist them. After going through, we realised it is also quite tough to compare "apples to apples" because the terms and coverages are listed differently, so we had to make the best estimates and we figured they are almost the same.

But one thing to note is your trip duration. Let's say that you are going on a 10day trip. For AIG, you would need to pay based on the 7-10 days premium bracket, while for Tenet, you may need to pay more for the 10-13 days premium bracket instead. Seems like NTUC made some recent changes and now charges premiums on each subsequent day after the first 5 days.

We finally took up NTUC in the end because we realised that there was a 15% discount if we applied online. So do check out these links to their websites to see if they have any promotions on.. have a safe trip.